Certified Credit Research Analyst (CCRA™)

The Certified Credit Research Analyst (CCRA™) is a comprehensive global education program designed to give an expert level understanding of credit markets to fresh graduates and experienced professionals. It integrates the fundamentals of financial analysis, credit analysis, rating methodologies, credit strategy and structuring. It offers the tools a candidate needs to occupy key positions in the world of finance, private banking, credit ratings and fixed income domain.

The CCRA™ Certification is offered by Equalifi.

Benefits

The content of the CCRA™ exam has been designed in consultation with most of the world’s leading credit rating companies and financial institutions ensuring that the course focuses specifically on credit analysis knowledge, thus making it the most sought after exam for graduates and working professionals who aspire to a career in Credit Rating firms, Banking and Strategy.
Regulatory Requirement : CCRA™ certification meets the requirement in areas identified by RBI and communicated by IBA vide their circular no CIR/HR& IR/KSC/2017-18/2602 dated 26th April 2017.

Only Recognized Global Certification in Credit Research: CCRA™ is the only available Credit Specialization across the world with exams being offered in around 180 countries.

Job opportunities: There is no other recognized certification that prepares you better, for employment in the field of bank loans, credit analysis, rating and strategy. CCRA™ will open up these opportunities for you.

Practical Knowledge: CCRA™ will help you deploy the most comprehensive suite of research, data and tools to analyze and monitor credit analysis on individual securities, companies and industries in the market.

One-on-one access to industry-leading analysts, briefings, webinars and teleconferences.

Access to In-depth reports that dissect the credit strengths and weaknesses of individual companies and transactions.

Market savvy: Learn how to analyze accurate, timely and comprehensive sets of data on company financials, industries and deal performance metrics.

Global Analytical Models: Get insights into risk models, to analyze, screen and monitor individual credits and portfolios.

Multiple perspectives from qualitative to quantitative and from market-based views to fundamental analysis – on the credit quality of your portfolio.

Training Calendar: 

You can find the upcoming training schedule for CCRA program here

Course Books

CCRA Level 1- https://taxmann.com/bookstore/product/4309-certified-credit-research-analyst-ccra-level-1

CCRA Level 2- https://taxmann.com/bookstore/product/4310-certified-credit-research-analyst-ccra-level-2

Exam Details

Equalifi is offering the CCRA examination on an external, remote-proctored platform. Candidates can schedule an exam by paying the exam fee. Once the exam fee payment is done and exam registration is confirmed, the exam platform sends out the exam link by email to the candidates. Candidates can appear for the exam anytime any day within the next 1 year through this exam link from any place. Candidates need a good internet connection and a functional camera on their PC/ Laptop to appear for this exam.

CCRA Certification has only 1 exam which covers both Level 1 and Level 2 syllabus.

Sr. No. Name of Module Type of Questions Test Duration No. of Questions Maximum Marks Pass Marks (%) Negative Marking
1  Certified Credit Research Analyst (CCRA™) MCQ 2 Hrs 100 100 50 20%

Registration Process:

Candidates can register for Equalifi Academy’s Certification programs through any of the following modes:

Member Mode

Under this mode, candidate first needs to sign up as an Equalifi Individual Member. As a member, a candidate gets complimentary access to study resources, tutorials (live and recordings) and various other member benefits round the year.

Equalifi Membership is for a year. Candidate can study for any of Equalifi’s education programs during membership tenure. To appear for any exam, a candidate needs to register for the particular exam and appear within a year from the date of exam registration.

Exam Mode

Under this mode, a candidate can directly register for the certification exam of his choice. Once registered for the exam,  candidates will receive the exam link by email within 7 working days. Candidates can appear for the exam anytime from anywhere on a remote proctored platform within 1 year from the date of exam registration.

Candidates registering under the exam mode do not get access to any study material or training.

Equalifi regularly conducts exam preparation training for various certification exams. Candidates who wish to attend live training, can either pay and register for each training or sign up as an Equalifi Member to get complimentary access to all study resources for a year.

Upcoming training programs are listed here- Skill-Building Programs

Membership details are given here- Equalifi Individual Memberships

Candidate Audit:

Equalifi will randomly audit a percentage of applications on a regular basis. Candidates will be responsible for providing the requested supporting documentation to verify their education and professional background as mentioned in the registration form. Equalifi’s practice is not to contact employers or educational institutions to obtain verification documentation on the candidate’s behalf. Failure to comply with the audit, falsification or misrepresentation of requested information and/or any unprofessional conduct will result in denial/cancellation of the exam registration and/or revocation of the program certificate. Candidates subject to audit will be notified by e-mail and will have 10 business days to respond. Once selected for audit, candidates will be required to satisfy the audit requirements before being able to receive the final certificate. Failure to comply with the audit will result in forfeiting all fees. Additionally, a candidate who does not comply with the audit will be subject to audit if reapplying for a future testing window.

Fee Details:

Certified Credit Research Analyst (CCRA)

For Equalifi Members

For Non-Members

Fee

INR 1,770

INR 3,540

*Fee mentioned is inclusive of GST. Exam fee is applicable for one attempt.

Exam Preparatory Material

Access the CCRA tutorial recordings and study material here

Register for Exam