Don’t chase Lakshmi, embrace Mahalakshmi
December 19, 2022
Average age and lifespan of businesses is drastically coming down. It used to be 20 odd years till 2020 and courtesy covid and the VUCA (highly volatile, uncertain, complex and ambiguous) world we live in, it has come down to even further lower levels and this trend of the average age going down is simply accelerating. Similarly, family businesses also hardly survive the 3rd generation and in the current turbulent times, it is highly likely that the longevity and lifespan of family businesses are going to decline further.
Buy Now Pay Later – The Future of Lending or a Regulatory Minefield?
December 19, 2022
Buy Now Pay Later (BNPL) was introduced as the next “big thing” in consumer finance, seducing an entire generation with a great pitch. After all, it was positioned not as credit, but rather, as debt with no interest. The Covid-19 pandemic witnessed a dramatic shift in consumption patterns; job losses and pay cuts slashed consumers’ purchasing power.
The Essence of Wealth Management
June 22, 2022
Today, in our stage of evolution, the age of Web 3.0 and digitization – technology is all powerful. It has disrupted our way of life and rendered many businesses redundant on its path of evolution. The best part of technology is that it can bring with it a paradigm shift in the way things stand and these disruptions are innovation driven. However, in the case of wealth management, technology has been a gradual evolution. From physical shares, to handwritten demat transfer slips, to today’s digital on-boarding and transacting; from pit trading at the BSE to today’s high-frequency black box trading.
WealthTech 2.0 – A solution that India’s working professionals need.
June 18, 2022
India’s WealthTech industry is estimated to breach the 63 billion USD mark by FY25, up from 20 billion USD in FY20. The total number of demat accounts in India surged almost 2.5 times to 89.6 million over the last four years, with the addition of 34.5 million accounts in FY22 alone- and this trend is expected to continue, backed by increasing financial literacy & digitization.
Reimagining Real Estate: Measuring the Unmeasured
June 10, 2022
‘Recent Mint’ series called “Guru Portfolio” has fund managers talking about their personal investment strategy. They talk about the allocation and the returns earned across various asset classes in their portfolio.However, when asked about the performance of their Real Estate allocation, most responded with an honest and unfortunate “NA”.
New-age Real Estate Investment alternatives, made accessible by WealthTech
June 2, 2022
‘’Real estate is a critical sector both from an economic & social point of view. Various estimates (Census of India, MoSPI, RBI & NHB) peg the annual housing demand (rural + urban) at 10MM+ homes per annum, driven by long-term demographics trends, urbanization and nuclearization. The sector being a capital guzzler, in our estimate, the capital need for the housing sector alone will be $100bn over the next 7-10 years.
Money Management An Emphasis on Policy Making
March 23, 2022
‘Money’ is a term familiar to us as currency prevailing in an area and has a physical form which varies over the geography of the world and has been linked to different nationally prevailing forms by international financial institutions like IMF and WTO facilitating trade and common exchange platforms there-by creating balance.
A Case Study on Impact of Social Media platform for Banks in promoting different banking products
March 23, 2022
Purpose/Objectivity: The present study focuses on to analyze the penetration of different products- RD, FD, Insurance, mutual funds, credit & debit cards, demat account and how it impacts in saving and investment decision of potential customers and to identify the factors which influence the investor’s decision and to identify the preferred investment option.
Authored By
Rajat Mehrotra
Assistant Professor, RBMI Group of Institutions Bareilly
Sunny days ahead for India’s Banking Sector
March 14, 2022
There is a quote attributed to Lenin (founder of erstwhile USSR) that “there are decades when nothing happens and then there are weeks when decades happen.” The quote seems apt as we hover around uncertainties in input price inflation, exchange rates and the global supply chain crisis being triggered yet again.
Authored By
Satyaki Bhattacharya
Senior Consultant, PwC
What Marketers Should do in this Covid-19 pandemic Introduction:
March 14, 2022
During this time of pandemic as a company’s meet-and-greet function, marketing’s most important job is to recognize, capture with and convert customers into valuable strength that create long-term cash streams. Marketers have had to re-examine their strategies in a period of homebound customers, social distancing, and an unpredictable environment that has forced many companies into crisis management.
Foreign Exchange Hedging – Changing Dynamics
March 3, 2022
01st September 2020, marked a special day for Indian Financial Market specially for those who follow Foreign Exchange (FX) markets. The Reserve Bank of India (RBI) heavily liberalized its foreign exchange hedging guidelines, a shift from prescriptive based to principle based!
LIBOR Transition – A Quick take
March 3, 2022
LIBOR stands for London Interbank Offered Rate and is published by the Intercontinental Exchange (ICE) Benchmark Association, UK. It is currently the accepted key benchmark interest rate for borrowing between banks in the international market. LIBOR is also the basis for FCY loans in countries around the world, thus impacting consumers as much as Financial Institutions. LIBOR is published for major currencies in different tenors (overnight, 1-week, 1- month, 3-months, 6-months, 1-year). The 3-months term is most common.
International Financial Services Centres Authority (Issuance and Listing of Securities) Regulations, 2021: Opening of new arena for fund raising
December 2, 2021
As one of the largest and fastest growing economies, India has been a major consumer of international financial services.
Should you be worried about the rise in markets?
October 15, 2021
At every webinar, cocktail party or chat with someone, I encounter a familiar question – “Has the market run its course? Will it correct now?”
Is ESG The Next Milestone For Fund Managers?
November 1, 2021
While Environment, Social and Governance (ESG) as an investing guideline has existed for several years, it has been predominantly driven by large development financial institutions and institutional investors as a part of their larger developmental goals rather than being a focussed investment strategy.
Alternative Investment Funds en route to becoming Mainstream investments
November 18, 2021
Globally, the year 2020 was a looming year for the businesses across sectors and several of them dealt with major financial blow.
Regulatory reconstruction of the AIF Regime in India
October 4, 2021
The dynamic nature of the alternative investment regime in India has led to its growth in tandem with prevalent market expectations and global standards.
Financial Education – a window to greater opportunities in financial services sector
September 8, 2021
The Association of International Wealth Management of India (AIWMI) is a not-for-profit organisation and a globally recognised membership association for finance professionals
Authored By
Aditya Gadge
Founder & Chief Executive Officer, AIWMI
Building Resilience for SMEs with a Sound Financial Plan
September 8, 2021
Authored By
Aditya Gadge
Founder & CEO, AIWMI
Why reviewing your portfolio periodically is imperative?
September 8, 2021
Reviewing your mutual fund portfolio is like a GPS tracker in a car. It ensures that you stay on track. Just as a car needs periodic maintenance and servicing, mutual funds portfolios also demand your attention.
Learn how to Power your Personal Growth
March 3, 2020
The wealth management sector is growing at a rapid rate. This growth offers excellent career opportunities for women – in fact, there has never been a better time to be a woman in the industry.
Make Choices And Strive To Give It Your Best
March 3, 2020
This resonates with my journey. My mother had to make a choice while I was studying which choice shaped my career. I had just joined articleship for the chartered accountancy course when my father passed away.
The Science and Art of Equity Investing
May 20, 2021
Behavioural bias is one of the biggest challenges in running a sustainably successful investment operation.
Authored By
Vikas Gupta
CEO & Chief Investment Strategist Omniscience Capital
Mainstreaming of Alternative Investments in Tier II cities
December 11, 2020
The topic of Alternative Investments and particularly in Tier II reminds me of words of Mr. Vivek Pandit of McKinsey – “once underestimated – now underserved”.
Authored By
Apoorva Vora,
Founder & CEO, Finolutions Wealthcare
The Long and Short of Long-Short Funds
August 13, 2020
Hedge funds are a recent addition to the Indian alternative investment landscape, when the SEBI Alternative Investment Fund (AIF) Regulations were notified in 2012.
Authored By
Nalin Moniz
Chief Investment Officer Alternative Equity, Edelweiss Global Asset Management
Authored By
Nalin Moniz
Chief Investment Officer Alternative Equity, Edelweiss Global Asset Management
Asset allocation: The key to winning your financial worldcup
December 30, 2020
To achieve any worthwhile goal, a team is needed as in cricket. Similarly different asset classes like different category of players help build the momentum.
Understanding the startup-investor fit
May 5, 2020
It is now a well-known fact that India is the third largest Startup nation in the world.