The Certificate in Banking (CIBA) is a comprehensive certification exam designed to build expert level understanding of banking functions. This program tests a candidate on his capability to develop a disciplined and systematic understanding of all the key functions of a Bank. CIBA demonstrates specialist knowledge and professional competence among banking professionals and aspirants. It is a highly relevant qualification for anyone working or planning to work in a Bank sector and is the benchmark for non-regulated roles.
Retail Banking is the cluster of products and services that Banks provide to consumers and small businesses through branches, internet and other channels. Banks organize their retail activities along three complementary dimensions – Customers served, Products & Services offered and the delivery channel linking Customers to Products & Services. The issue of retail banking is extremely important and topical. In India as it is across the globe, retail banking has seen spectacular innovation in recent years. The growth of retail lending, especially in emerging economies, is attributable to the rapid advances in information technology, the evolving macroeconomic environment, financial market reforms, and several micro-level demand and supply side factors.
The Certificate in Banking (CIBA) is designed to prepare an all round banking professional.
Reference Book/Study Material
Study notes, tutorial webinars, regular conference calls, additional reading material and mock tests are provided by Equalifi.
In addition, the suggested/recommended reference books for this course are:
1. Retail Banking for CAIIB
2. Fundamentals of Retail Banking by O.P. Agarwal
3. Financial Markets & Institutions by Frederic S. Mishkin and Stanley Eakins
All these reference books are available on leading bookstores and online portals. Students can buy the recommended reference book directly from the Market for the said course.
You can find the upcoming training schedule for CIBA program here
Equalifi is offering the CIBA examination on an external, remote-proctored platform. Candidates can schedule an exam by paying the exam fee. Once the exam fee payment is done and exam registration is confirmed, the exam platform sends out the exam link by email to the candidates. Candidates can appear for the exam anytime any day within the next 1 year through this exam link from any place. Candidates need a good internet connection and a functional camera on their PC/ Laptop to appear for this exam.
Candidates can register for Equalifi Academy’s Certification programs through any of the following modes:
Under this mode, candidate first needs to sign up as an Equalifi Individual Member. As a member, a candidate gets complimentary access to study resources, tutorials (live and recordings) and various other member benefits round the year.
Equalifi Membership is for a year. Candidate can study for any of Equalifi’s education programs during membership tenure. To appear for any exam, a candidate needs to register for the particular exam and appear within a year from the date of exam registration.
Under this mode, a candidate can directly register for the certification exam of his choice. Once registered for the exam, candidates will receive the exam link by email within 7 working days. Candidates can appear for the exam anytime from anywhere on a remote proctored platform within 1 year from the date of exam registration.
Candidates registering under the exam mode do not get access to any study material or training.
Equalifi regularly conducts exam preparation training for various certification exams. Candidates who wish to attend live training, can either pay and register for each training or sign up as an Equalifi Member to get complimentary access to all study resources for a year.
Upcoming training programs are listed here- Skill-Building Programs
Membership details are given here- Equalifi Individual Memberships
Equalifi will randomly audit a percentage of applications on a regular basis. Candidates will be responsible for providing the requested supporting documentation to verify their education and professional background as mentioned in the registration form. Equalifi’s practice is not to contact employers or educational institutions to obtain verification documentation on the candidate’s behalf. Failure to comply with the audit, falsification or misrepresentation of requested information and/or any unprofessional conduct will result in denial/cancellation of the exam registration and/or revocation of the program certificate. Candidates subject to audit will be notified by e-mail and will have 10 business days to respond. Once selected for audit, candidates will be required to satisfy the audit requirements before being able to receive the final certificate. Failure to comply with the audit will result in forfeiting all fees. Additionally, a candidate who does not comply with the audit will be subject to audit if reapplying for a future testing window.
Certificate In Banking
- Access to all Equalifi education programs and member benefits for 1 Year
- Access to course-specific tutorials (live and recordings), mock tests, instructor ppts and notes
- Exam Fee
*Fee mentioned is inclusive of GST. Exam fee is applicable for one attempt.