The Certificate in Financial Regulation & Compliance is Equalifi’s exam-based qualification for professionals who want to understand financial regulatory obligations and apply effective compliance practices. It recognises a sound understanding of how regulations translate into governance, policies, controls, monitoring, reporting and professional conduct across financial services.
The Certificate covers India’s financial regulatory architecture, regulatory permissions, compliance governance, customer onboarding, KYC and AML fundamentals, suitability, disclosures, conflicts of interest, market conduct, financial promotions, regulatory reporting and recordkeeping. It also addresses compliance monitoring, breach management, complaints, outsourcing, technology-related obligations, regulatory-change management and professional ethics.
The Certificate is designed for financial-services professionals rather than only compliance specialists. It builds the knowledge needed to identify applicable obligations, recognise compliance risks, maintain appropriate evidence, escalate concerns and work effectively with business, risk, legal and audit teams.
The Certificate is assessed through a single MCQ examination, with knowledge, application and case-based questions drawn from practical financial-services situations.
Who should take the exam?
Compliance and risk professionals; banking, lending, insurance, investment and wealth-management teams; financial advisers; client-onboarding and operations staff; internal auditors; fintech professionals; family office executives; consultants; and graduates seeking a foundation in financial regulation and compliance.
Important
The Certificate in Financial Regulation & Compliance is an educational qualification awarded by Equalifi. It does not constitute regulatory registration, a licence to practise law or authorisation to undertake regulated financial activities.
Passing the examination does not, by itself, satisfy any regulator’s prescribed qualification, certification, experience or appointment requirements for a compliance officer or other regulated role.
The Certificate focuses on regulatory understanding, compliance practices and applied judgement. It does not replace entity-specific legal advice or specialist regulatory interpretation.
Exam details
Proposed administrative terms, subject to confirmation.
The examination is proposed to be delivered through an external, remote-proctored platform. Once registration and payment are confirmed, candidates will receive examination access and scheduling instructions by email.
Candidates may schedule and take the examination within one year of registration, subject to the platform’s requirements. A reliable internet connection and a computer with a working camera are required.
| Examination | Type of Questions | Duration | No. of Questions | Passing Criteria | Negative Marking |
|---|---|---|---|---|---|
| Certificate in Financial Regulation & Compliance | MCQ, including application and case-based questions | 2 hours | 100 | 60% | Deduction of 20% of the marks assigned to each incorrectly answered question |
Questions may include regulatory extracts, customer-onboarding records, promotional material, compliance dashboards and breach scenarios.
The applicable syllabus and regulatory cut-off date will be specified in the examination guidance. Questions will identify the relevant entity, activity and jurisdiction where necessary.
Validity
The Certificate in Financial Regulation & Compliance is proposed to have no expiry date.
Certificate holders are encouraged to undertake continuing learning as regulations, supervisory expectations and financial-services practices evolve.
Candidate audit
Equalifi may select applications for audit to verify information provided during registration. Candidates selected for audit will be notified by email and asked to submit supporting documentation within the specified period.
Candidates are responsible for providing accurate information and meeting the audit requirements before the certificate is awarded.
Falsification, misrepresentation, examination misconduct or failure to comply with applicable requirements may result in denial or cancellation of registration, withholding or revocation of the certificate, and other action under Equalifi’s published policies.
Fee details
Exam fee: INR 2,360
The fee is inclusive of GST and applies to each attempt.
Access Pass benefits
Fee waiver : Equalifi Chartered, Professional and Virtual Pass holders receive a 50% waiver on the exam fee.
Exam preparation
Candidates are encouraged to complement their preparation with relevant Equalifi executive education programs and masterclasses on regulation, compliance, governance, financial crime and professional conduct, where available.
Applicable Access Pass benefits will be specified on the respective program pages.