Chartered Retirement Advisor (CRA) is a specialized qualification program offered by Equalifi. CRA Designation demonstrates a professional’s commitment to advising on retirement-related topics. To qualify for the CRA designations, financial professionals must complete a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations and last but not the least the qualifying exam.
CRA qualification covers the essentials of financial planning, retirement planning, retirement methodologies, estate planning and retirement tools and calculators in an Indian context. This Certificate is designed to upskill financial advisors and wealth managers so that they can provide broader retirement planning advice, recognize and accommodate client complexity and meet evolving client needs.
CRA qualification will ensure that a candidate not only understands the range of retirement planning tools and products that are available in the market but also the right concepts while developing his behavior and conduct required to successfully navigate a complex regulatory landscape.
- Introduction to Financial Planning
- Retirement Planning
- Government and Employer Retirement Plans
- Retirement Planning Methodology
- Tax issues for Retirees
- General Retirement Principles
- Investment Planning & Asset Allocation
- Tools & Calculators
- Estate Planning
- Designing optimal retirement income streams
- Fiduciary, ethical and regulatory issues for advisors
Reference Book/Study Material
The Suggested/Recommended reference book for this course are:
i. Retire Wealthy- Easy Strategies for All
Author- Ms.Madhu Sinha
ii. Financial Planning- A Ready Reckoner
Author- Ms. Madhu Sinha
iii. The Only Financial Planning Book
Author- Mr. Amar Pandit
iv. Let’s Talk Money
Author- Ms. Monika Halan
You can find the upcoming training schedule for CRA program here
Equalifi is offering the CRA examination on an external, remote-proctored platform. Candidates can schedule an exam by paying the exam fee. Once the exam fee payment is done and exam registration is confirmed, the exam platform sends out the exam link by email to the candidates. Candidates can appear for the exam anytime any day within the next 1 year through this exam link from any place. Candidates need a good internet connection and a functional camera on their PC/ Laptop to appear for this exam.
Candidates can register for Equalifi Academy’s Certification programs through any of the following modes:
Under this mode, candidate first needs to sign up as an Equalifi Individual Member. As a member, a candidate gets complimentary access to study resources, tutorials (live and recordings) and various other member benefits round the year.
Equalifi Membership is for a year. Candidate can study for any of Equalifi’s education programs during membership tenure. To appear for any exam, a candidate needs to register for the particular exam and appear within a year from the date of exam registration.
Under this mode, a candidate can directly register for the certification exam of his choice. Once registered for the exam, candidates will receive the exam link by email within 7 working days. Candidates can appear for the exam anytime from anywhere on a remote proctored platform within 1 year from the date of exam registration.
Candidates registering under the exam mode do not get access to any study material or training.
Equalifi regularly conducts exam preparation training for various certification exams. Candidates who wish to attend live training, can either pay and register for each training or sign up as an Equalifi Member to get complimentary access to all study resources for a year.
Upcoming training programs are listed here- Skill-Building Programs
Membership details are given here- Equalifi Individual Memberships
Equalifi will randomly audit a percentage of applications on a regular basis. Candidates will be responsible for providing the requested supporting documentation to verify their education and professional background as mentioned in the registration form. Equalifi’s practice is not to contact employers or educational institutions to obtain verification documentation on the candidate’s behalf. Failure to comply with the audit, falsification or misrepresentation of requested information and/or any unprofessional conduct will result in denial/cancellation of the exam registration and/or revocation of the program certificate. Candidates subject to audit will be notified by e-mail and will have 10 business days to respond. Once selected for audit, candidates will be required to satisfy the audit requirements before being able to receive the final certificate. Failure to comply with the audit will result in forfeiting all fees. Additionally, a candidate who does not comply with the audit will be subject to audit if reapplying for a future testing window.
Chartered Retirement Advisor
- Access to all Equalifi education programs and member benefits for 1 Year
- Access to course-specific tutorials (live and recordings), mock tests, instructor ppts and notes
- Exam Fee
*Fee mentioned is inclusive of GST. Exam fee is applicable for one attempt.